The time has come to elevate your travels around Rockland, Hingham, and Marshfield, Massachusetts, with a new set of wheels. Looking for a new vehicle is exciting, but your journey isn't quite over once you have your ideal match. To make things official, you’ll need to go through the financing process.
If you’re new to auto financing, the BMW of Rockland team is here to make it easy and rewarding. We’ll guide you through how to finance a car so you can drive away feeling confident in your payment plan.
The first step in any car-buying adventure is determining how much you can spend. While you can begin this process after choosing your model, it’s a good idea to have a set number in mind before shopping to ensure your investment is sound.
To do this, take the money that comes in (your monthly income after taxes) and compare it with what goes out (bills, savings, and other expenses throughout the month). The final number will help you determine what your spending power is.
Remember to consider any savings you put aside for a vehicle and other automotive expenses such as gas, insurance, and tolls.
Lenders are going to use your credit score and history to establish a lot of things in your financing plan, including monthly payments, the down payment, and interest rates. The better your credit, the better your terms will be.
Take a look at your credit before applying for an auto loan. If it’s in a solid place, you’re good to go! If it could use some improvement, there are a few things you can do to elevate your score:
With your budget set and your dream car picked out, it’s time to apply for financing. To make it easy, we have a handy virtual application on our website that you can complete from home. It’s quick, secure, and, once submitted, gives our team a jump-start, allowing them to find your accommodating options before your appointment.
Trading or selling your current ride is a great way to pay for sales tax or the downpayment on your vehicle. If you’re planning to do this, one of our professionals will inspect your vehicle and provide you with an offer. It’s up to you whether to accept it or not!
You can even start online using our “What’s My Trade Worth” tool. This gives you an estimated value, preparing you for your in-person assessment.
The experts in our finance center are excited to help you make your dream car a reality. To do this, they will connect with lending companies locally and nationally to find you the plan you deserve. They can even negotiate on your behalf using their strongly formed relationships with these lenders.
Then, they will present you with an option that will fit seamlessly into your lifestyle. All you have to do is sign, and you’ll be the proud owner of a great vehicle!
Now that you know how to finance a car, it’s time to start. When you’re ready, browse our inventory, utilize our online tools, and make an appointment with our finance team. We’re excited to get you on the Rockland, Hingham, and Marshfield, MA, roads in style soon!
You don't have any saved vehicles!
Look for this link on your favorites:
Once you've saved some vehicles, you can view them here at any time.
781-982-4556
Call Now1040 Hingham St • Rockland, MA 02370
Get DirectionsOpen Today! Sales: 9am-7pm
Open Today! Service: 7:30am-6pm
Open Today! Parts: 7:30am-5:30pm
